PPO is cheaper than the CDHP plan. Go for it?

Hi guys I’m starting a new job and I need to choose which health plan to do. It is under Anthem Blue cross and I am being offered a CDHP HSA and a PPO value non-CA plan. I’m reading online the CDHP premiums are cheaper than PPO however, in this situation my PPO premium is actually cheaper than the CDHP plan. With the CDHP I would be paying $75.50 semi monthly, vs the PPO plan I will be paying $42 semi monthly. I am a healthy individual that rarely goes to do the doctors. Should I go with the PPO?

submitted by /u/immrmeseek
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Hi guys I’m starting a new job and I need to choose which health plan to do. It is under Anthem Blue cross and I am being offered a CDHP HSA and a PPO value non-CA plan. I’m reading online the CDHP premiums are cheaper than PPO however, in this situation my PPO premium is actually cheaper than the CDHP plan. With the CDHP I would be paying $75.50 semi monthly, vs the PPO plan I will be paying $42 semi monthly. I am a healthy individual that rarely goes to do the doctors. Should I go with the PPO?
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