Pregnant, 28 weeks, Currently on Covered CA Kaiser Plan with a 138% FPL. Trying to determine my options for when the baby comes.

As the title notes, I’m currently using a covered California plan. I have Kaiser and don’t want to leave. I’m 28 weeks pregnant and would prefer to have the baby and I both maintain a Kaiser plan. I’ll pay out of pocket for the plans if I have to.

Currently, my income lands me at 138% FPL for 1 person, but will drop to 100% for 2 people. My understanding is that this will drop me to only qualify for Medi-Cal but no longer Covered CA(?)

Again, I’d prefer to stay at Kaiser and not have to shift to Medi-Cal (which I think is my only option at that point?).

Can anyone clarify how the FPL brackets work? Or explain what my options may be for the baby to be covered?

submitted by /u/SummerBreeze12345678
[link] [comments]
As the title notes, I’m currently using a covered California plan. I have Kaiser and don’t want to leave. I’m 28 weeks pregnant and would prefer to have the baby and I both maintain a Kaiser plan. I’ll pay out of pocket for the plans if I have to. Currently, my income lands me at 138% FPL for 1 person, but will drop to 100% for 2 people. My understanding is that this will drop me to only qualify for Medi-Cal but no longer Covered CA(?) Again, I’d prefer to stay at Kaiser and not have to shift to Medi-Cal (which I think is my only option at that point?). Can anyone clarify how the FPL brackets work? Or explain what my options may be for the baby to be covered?
submitted by /u/SummerBreeze12345678 [link] [comments]Read Morer/HealthInsurance

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