So I’m taking advantage of the CoViD special enrollment period and cost sharing reductions on the ACA, and upgrading from my Bronze plan to a Silver.
Thing is, when I compared my old and new plans on the Marketplace, they both say “No” for HSA eligibility. But I’ve been in that Bronze plan for a couple of years, and I have been taking advantage of tax deductions for HSA contributions. I don’t remember that plan saying it was not HSA eligible when I signed up for it a couple of years ago. If it did, I missed it.
These are high deductible plans. The Bronze plan I’ve had has an $8,500 deductible, and the Silver plan that’s scheduled to go into effect 7/1 has a $4,000 deductible.
I thought that filled the requirements of HSA eligibility.
So my question is, can I keep using my HSA? If not, what should I do about the last couple of years when I was claiming those deductions?
submitted by /u/PastMiddleAge
[link] [comments]
So I’m taking advantage of the CoViD special enrollment period and cost sharing reductions on the ACA, and upgrading from my Bronze plan to a Silver. Thing is, when I compared my old and new plans on the Marketplace, they both say “No” for HSA eligibility. But I’ve been in that Bronze plan for a couple of years, and I have been taking advantage of tax deductions for HSA contributions. I don’t remember that plan saying it was not HSA eligible when I signed up for it a couple of years ago. If it did, I missed it. These are high deductible plans. The Bronze plan I’ve had has an $8,500 deductible, and the Silver plan that’s scheduled to go into effect 7/1 has a $4,000 deductible. I thought that filled the requirements of HSA eligibility. So my question is, can I keep using my HSA? If not, what should I do about the last couple of years when I was claiming those deductions?
submitted by /u/PastMiddleAge [link] [comments]Read Morer/HealthInsurance