Question when re-enrolling to change Premium Tax Credit under rescue plan

So I’ve called the marketplace 3x and my insurance company 3x, and they both have told me they don’t have an answer and to call the other–which isn’t helpful. Hoping someone here has clarity.

I have a current healthcare plan which I’ve had from the marketplace all of 2021, I’ve already hit my deductible on it.

I received a text from the marketplace to update my profile and see if I qualify for new premium tax credits with the rescue plan etc. which I did, and it does show a significant amount which I would like to apply.

The next step has you enroll again, giving your ‘current plan’ as an option at the top and all the other plans listed below if you wish to change plans (which looks exactly like my initial enrollment from last year). I want to make sure that if I re-enroll and choose the same plan but with a different tax credit, that I’d stay on my same plan with the same member ID and same progress toward my deductible. I want to stay on my same plan, just with the new tax credit applied. But I haven’t gotten a solid answer from any source if that’s the case or how this tax credit works. Does anyone have clarity on this?

submitted by /u/anddontfuckitup
[link] [comments]
So I’ve called the marketplace 3x and my insurance company 3x, and they both have told me they don’t have an answer and to call the other–which isn’t helpful. Hoping someone here has clarity. I have a current healthcare plan which I’ve had from the marketplace all of 2021, I’ve already hit my deductible on it. I received a text from the marketplace to update my profile and see if I qualify for new premium tax credits with the rescue plan etc. which I did, and it does show a significant amount which I would like to apply. The next step has you enroll again, giving your ‘current plan’ as an option at the top and all the other plans listed below if you wish to change plans (which looks exactly like my initial enrollment from last year). I want to make sure that if I re-enroll and choose the same plan but with a different tax credit, that I’d stay on my same plan with the same member ID and same progress toward my deductible. I want to stay on my same plan, just with the new tax credit applied. But I haven’t gotten a solid answer from any source if that’s the case or how this tax credit works. Does anyone have clarity on this?
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