Help I’m indecisive. Family plan seems much worse but would be free for me to stay on. 1250 deductible+ family has to reach 1250 as well. 3750 max out of pocket + family has to reach 3750 as well. Co-payment +coinsurance.
OR: Aetna would be 1600 a year for me. Only has 250 deductible. 1000 Max out of pocket. Only 10% coinsurance.
the only forseeable use I see for my health insurance is RSI injuries and mental health has risk for hospitalization.
I know there is so many variables but any advice would be much appreciated. Aetna seems more reliable but is it worth the 1600 a year. Thank you!
submitted by /u/Ill_Assistant_4141
[link] [comments]Help I’m indecisive. Family plan seems much worse but would be free for me to stay on. 1250 deductible+ family has to reach 1250 as well. 3750 max out of pocket + family has to reach 3750 as well. Co-payment +coinsurance. OR: Aetna would be 1600 a year for me. Only has 250 deductible. 1000 Max out of pocket. Only 10% coinsurance. the only forseeable use I see for my health insurance is RSI injuries and mental health has risk for hospitalization. I know there is so many variables but any advice would be much appreciated. Aetna seems more reliable but is it worth the 1600 a year. Thank you! submitted by /u/Ill_Assistant_4141 [link] [comments]Read Morer/HealthInsurance