Type of insurance best for me?

I’m a 19 y/o in California with sleep apnea looking to receive double jaw surgery for it. I would like to see a few out of network surgeons who I’m comfortable with operating on me (double jaw surgery for sleep apnea is a very specific kind of surgery and getting the right surgeon is very important).

Right now, I think getting a PPO/POS plan under an employer is the best option. However, I do not completely understand how this works. If an employer offers Blue Cross Blue Shield, for example, do I get to choose if it’s HMO/PPO/POS?

Thanks for any insight.

submitted by /u/cuban828
[link] [comments]I’m a 19 y/o in California with sleep apnea looking to receive double jaw surgery for it. I would like to see a few out of network surgeons who I’m comfortable with operating on me (double jaw surgery for sleep apnea is a very specific kind of surgery and getting the right surgeon is very important). Right now, I think getting a PPO/POS plan under an employer is the best option. However, I do not completely understand how this works. If an employer offers Blue Cross Blue Shield, for example, do I get to choose if it’s HMO/PPO/POS? Thanks for any insight. submitted by /u/cuban828 [link] [comments]Read Morer/HealthInsurance

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