I’m looking at the health insurance options through my employer. For one of the PPO options, it says that for ‘inpatient hospital services’ and for ‘mental health services’, it is a “$250 copay per admission, then the plan pays 90% after deductible”
Does that simply mean that I would have to pay a $250 one-time fee out of pocket the first time I am seeing a provider for these specific services? Or does the $250 admission mean something else and I’m interpreting it wrong?
For example, if I find an in-network mental health therapist to start seeing, would I just have to pay $250 once out of pocket because that’s the “for admission”, and then going forward I would just pay 10% out of pocket per each therapy session (assuming I’ve met my deductible)
submitted by /u/trilll
[link] [comments]I’m looking at the health insurance options through my employer. For one of the PPO options, it says that for ‘inpatient hospital services’ and for ‘mental health services’, it is a “$250 copay per admission, then the plan pays 90% after deductible” Does that simply mean that I would have to pay a $250 one-time fee out of pocket the first time I am seeing a provider for these specific services? Or does the $250 admission mean something else and I’m interpreting it wrong? For example, if I find an in-network mental health therapist to start seeing, would I just have to pay $250 once out of pocket because that’s the “for admission”, and then going forward I would just pay 10% out of pocket per each therapy session (assuming I’ve met my deductible) submitted by /u/trilll [link] [comments]Read Morer/HealthInsurance