I live in the US. Over the last 3 months I have had to take 2 trips to the ER due to stress and exhaustion. I collapsed and had to be rushed to the hospital due to extremely low blood pressure.
Both incidents were terrifying. Both times I wasn’t coherent enough to get to choose which ambulance service or ER I was taken to. Both times I was admitted the max they kept me was 3 hours for observation (the second trip).
Now I’m staring at an ER bill where I can tell that my insurance has only covered 2/3 of the cost. My deductible for and ER visit is supposed to be $125.
I am going to call my provider this morning, but I want to come prepared.
How can I best go about fighting this without ending up in collections?
Edit: words.
Further info, I have BCBS and I’m on a High PPO plan.
submitted by /u/Kateorhater
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I live in the US. Over the last 3 months I have had to take 2 trips to the ER due to stress and exhaustion. I collapsed and had to be rushed to the hospital due to extremely low blood pressure. Both incidents were terrifying. Both times I wasn’t coherent enough to get to choose which ambulance service or ER I was taken to. Both times I was admitted the max they kept me was 3 hours for observation (the second trip). Now I’m staring at an ER bill where I can tell that my insurance has only covered 2/3 of the cost. My deductible for and ER visit is supposed to be $125. I am going to call my provider this morning, but I want to come prepared. How can I best go about fighting this without ending up in collections? Edit: words. Further info, I have BCBS and I’m on a High PPO plan.
submitted by /u/Kateorhater [link] [comments]Read Morer/HealthInsurance