I’m negotiating a full time staff job in NYC right now. I’m moving from Canada and it will be the first time I’ve had to deal with US insurance since I last lived here 8 years ago and was single. Now I have a wife and 2 kids that I need to support and provide coverage for.
I was floored when I saw how much the monthly employee premium contributions were for a family plan with this company – $1500-2000/month depending on the option, obviously before deductibles and copays. Is this normal? I compared against just buying my own plan in the NJ healthcare marketplace and the full price options there were comparable. It’s leaving me wondering what the actual benefit is here? I’m waiting to hear back how much the company is actually contributing to this but it doesn’t seems like much or any at all. Is this considered non-competitive and would I be right to turn the screw more to negotiate around this with my salary, or is it pretty much the norm? I’m on a pretty high supervisor salary and while it definitely stings it’s not the end of the world for me. I don’t see how someone on a more moderate salary could even afford this though.
TL/DR: how much do you pay toward your employer’s health insurance premium every month for a family plan (covering spouse/kids)? Negotiating a new job and feel like I’m getting screwed.
submitted by /u/Adventurous-Orange37
[link] [comments]
I’m negotiating a full time staff job in NYC right now. I’m moving from Canada and it will be the first time I’ve had to deal with US insurance since I last lived here 8 years ago and was single. Now I have a wife and 2 kids that I need to support and provide coverage for. I was floored when I saw how much the monthly employee premium contributions were for a family plan with this company – $1500-2000/month depending on the option, obviously before deductibles and copays. Is this normal? I compared against just buying my own plan in the NJ healthcare marketplace and the full price options there were comparable. It’s leaving me wondering what the actual benefit is here? I’m waiting to hear back how much the company is actually contributing to this but it doesn’t seems like much or any at all. Is this considered non-competitive and would I be right to turn the screw more to negotiate around this with my salary, or is it pretty much the norm? I’m on a pretty high supervisor salary and while it definitely stings it’s not the end of the world for me. I don’t see how someone on a more moderate salary could even afford this though. TL/DR: how much do you pay toward your employer’s health insurance premium every month for a family plan (covering spouse/kids)? Negotiating a new job and feel like I’m getting screwed.
submitted by /u/Adventurous-Orange37 [link] [comments]Read Morer/HealthInsurance