My wife (29) has severe external Root resorption in 70% of her teeth due to either an unidentified autoimmune disease or from childhood facial trauma. She needs all her teeth removed and replaced with bridges and implants with an estimated cost of $40k-$60k. We’ve got excellent dental coverage but the annual maximums will only soak up about $5k. Further complicating this issue is that there is a high likelihood that we will not have a clear cause and diagnosis for this issue- all blood tests thus far are normal aside from high ANA which could mean a million things or nothing.
Under what circumstances have you seen medical insurance cover dental issues? I know this is going to require a deep dive into my policy, but any insight would be helpful. My insurance advocate from BCBS mentioned how medical often covers new teeth due to accidental injury, but wasn’t able to explain where the line is for weirder cases like this.
submitted by /u/bes5318
[link] [comments]My wife (29) has severe external Root resorption in 70% of her teeth due to either an unidentified autoimmune disease or from childhood facial trauma. She needs all her teeth removed and replaced with bridges and implants with an estimated cost of $40k-$60k. We’ve got excellent dental coverage but the annual maximums will only soak up about $5k. Further complicating this issue is that there is a high likelihood that we will not have a clear cause and diagnosis for this issue- all blood tests thus far are normal aside from high ANA which could mean a million things or nothing. Under what circumstances have you seen medical insurance cover dental issues? I know this is going to require a deep dive into my policy, but any insight would be helpful. My insurance advocate from BCBS mentioned how medical often covers new teeth due to accidental injury, but wasn’t able to explain where the line is for weirder cases like this. submitted by /u/bes5318 [link] [comments]Read Morer/HealthInsurance