For most of my life I have had a copay. It came in very handy when I needed back surgery some years ago and after my $500 deductible I paid nothing of the remaining $25,000 bill. Now I find myself possibly entering a new job where the employer doesn’t offer a copay scenario, instead they use coinsurance.
Do you guys have a preference between copay v. coinsurance? And if so, why?
submitted by /u/Giggalo_Joe
[link] [comments]For most of my life I have had a copay. It came in very handy when I needed back surgery some years ago and after my $500 deductible I paid nothing of the remaining $25,000 bill. Now I find myself possibly entering a new job where the employer doesn’t offer a copay scenario, instead they use coinsurance. Do you guys have a preference between copay v. coinsurance? And if so, why? submitted by /u/Giggalo_Joe [link] [comments]Read Morer/HealthInsurance