Why do HSA plans have an out-of-pocket maximum qualifying limit?

This seems counterintuitive. For 2022, I have a $2000 deductible on a marketplace individual plan, which is well above the $1400 minimum, so I would qualify for an HSA. But my out-of-pocket maximum is $8700 which is over the $7050 limit. So my plan is too crappy to qualify for an HSA? HSAs are supposed to be a benefit for people with high cost plans, right? So why am I disqualified for having too HIGH an OOP?

submitted by /u/Sentient_Pancakes
[link] [comments]This seems counterintuitive. For 2022, I have a $2000 deductible on a marketplace individual plan, which is well above the $1400 minimum, so I would qualify for an HSA. But my out-of-pocket maximum is $8700 which is over the $7050 limit. So my plan is too crappy to qualify for an HSA? HSAs are supposed to be a benefit for people with high cost plans, right? So why am I disqualified for having too HIGH an OOP? submitted by /u/Sentient_Pancakes [link] [comments]Read Morer/HealthInsurance

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