Would someone smarter than me be able to assist me from 3 employer-provided insurance options?

Here are the three options that I have available to me: https://imgur.com/a/BX1jQbq

I am in pretty good health, but I would like to get back on top of scheduling regular checkups. I also have ADHD, so I would like to start going to therapy regularly, and I also have a monthly prescription to fill for that.

Am I correct in thinking that Option #3 would be best for my needs? I don’t quite understand how a deductible works, but I (think) I have to pay out of pocket/regular price until I hit that deductible amount, then my insurance starts paying for things, right?

Any assistance helps! My enrollment ends tomorrow lol

submitted by /u/PhukdNtheHead
[link] [comments]Here are the three options that I have available to me: https://imgur.com/a/BX1jQbq I am in pretty good health, but I would like to get back on top of scheduling regular checkups. I also have ADHD, so I would like to start going to therapy regularly, and I also have a monthly prescription to fill for that. Am I correct in thinking that Option #3 would be best for my needs? I don’t quite understand how a deductible works, but I (think) I have to pay out of pocket/regular price until I hit that deductible amount, then my insurance starts paying for things, right? Any assistance helps! My enrollment ends tomorrow lol submitted by /u/PhukdNtheHead [link] [comments]Read Morer/HealthInsurance

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