Can I switch health insurance at any time if I’m self-employed?

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If I’m self-employed, do I have to wait for open enrollment periods or can I switch at any time? Someone I know that works at a hospital says this is true, but I don’t see it anywhere online (except to say that if you leave a job to become self-employed).

Secondly, I’m paranoid about cancer, and I know the Northeast has some of the best hospitals in the country for cancer (Brigham and Women’s in MA, Sloan Kettering in NYC). If I get diagnosed with cancer in, say, Kansas, can I just up and move to Massachusetts and immediately change health insurance so I can go to Brigham and Womens? Is there some kind of “waiting period” before you can be seen by doctors?

I’ve read on a 2017 article from healthcare.gov that ” Moving only for medical treatment or staying somewhere for vacation doesn’t qualify you for a Special Enrollment Period”. What constitutes “moving only for medical treatment?” If I sign a year-long lease in Massachusetts, is that enough to say it isn’t “only for medical treatment”? How would “they” know?

submitted by /u/Arthurdubya
[link] [comments]
If I’m self-employed, do I have to wait for open enrollment periods or can I switch at any time? Someone I know that works at a hospital says this is true, but I don’t see it anywhere online (except to say that if you leave a job to become self-employed). Secondly, I’m paranoid about cancer, and I know the Northeast has some of the best hospitals in the country for cancer (Brigham and Women’s in MA, Sloan Kettering in NYC). If I get diagnosed with cancer in, say, Kansas, can I just up and move to Massachusetts and immediately change health insurance so I can go to Brigham and Womens? Is there some kind of “waiting period” before you can be seen by doctors? I’ve read on a 2017 article from healthcare.gov that ” Moving only for medical treatment or staying somewhere for vacation doesn’t qualify you for a Special Enrollment Period”. What constitutes “moving only for medical treatment?” If I sign a year-long lease in Massachusetts, is that enough to say it isn’t “only for medical treatment”? How would “they” know?
submitted by /u/Arthurdubya [link] [comments]Read Morer/HealthInsurance

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