Hi, I recently graduated from college and got my first full-time job ($37k), which offers employer-sponsor health insurance. I still live with my mom($14-18k), claimed as a dependent, and we are on Medicaid (Hawaii). I denied my employer-sponsor health insurance during the first week of work because I assumed I could stay on with my mom until I turn 26 y/o, but after I looked more into Medicaid it seems like that only applies to Marketplace or employer-sponsored plans (I think…I’m still not quite sure how this works). As a household, we will now make over $50,000 annually. I don’t think I even qualify for Medicaid on my own since I think the FPL is $33k.
My dilemma or questions now are:
- Will I still qualify for my Medicaid now that I make over the FPL?
- Will my family qualify for Medicaid now since our overall household income is higher?
- Do I need to file as an independent for any reason?
- Should I tell my job that I actually do want to sign up for their health insurance? But I’m claimed as a dependent so how does that work?
- Or should I wait until the Medicaid renews and see if I will be kicked off before deciding anything?
Sorry, there are so many parts to it! I feel so lost and have to figure everything out on my own because my mom doesn’t speak English. Any advice, tips, or leads is appreciated!!
submitted by /u/Comfortable_Tea_9955
[link] [comments]
Hi, I recently graduated from college and got my first full-time job ($37k), which offers employer-sponsor health insurance. I still live with my mom($14-18k), claimed as a dependent, and we are on Medicaid (Hawaii). I denied my employer-sponsor health insurance during the first week of work because I assumed I could stay on with my mom until I turn 26 y/o, but after I looked more into Medicaid it seems like that only applies to Marketplace or employer-sponsored plans (I think…I’m still not quite sure how this works). As a household, we will now make over $50,000 annually. I don’t think I even qualify for Medicaid on my own since I think the FPL is $33k. My dilemma or questions now are:
Will I still qualify for my Medicaid now that I make over the FPL? Will my family qualify for Medicaid now since our overall household income is higher? Do I need to file as an independent for any reason? Should I tell my job that I actually do want to sign up for their health insurance? But I’m claimed as a dependent so how does that work? Or should I wait until the Medicaid renews and see if I will be kicked off before deciding anything?
Sorry, there are so many parts to it! I feel so lost and have to figure everything out on my own because my mom doesn’t speak English. Any advice, tips, or leads is appreciated!!
submitted by /u/Comfortable_Tea_9955 [link] [comments]Read Morer/HealthInsurance