First time having insurance, need help with Healthcare.gov (Texas)

Hi there! I was approved for $300 of tax credit on healthcare.gov marketplace, however most of the plans i’ve researched are all pretty bad so i’m unsure of what to pick or do.

The companies offered are:

– Oscar

– Molina

– Ambetter

– BCBS

– FridayHealth

Some of the plans are not full covered by the credit and don’t cover much anyway. I just want a decent plan that would cover me incase of emergency, but with doctors in the network that aren’t completely terrible. (Possibly specialists that are covered for ADHD/Depression?)

I’m not diagnosed with anything as of yet, but i’d like to find a PCP for evaluations as I haven’t been to a doctor in a while.

I’ll be honest, I don’t know what i’m doing, it’s my first time applying for this or attempting to buy insurance and i’m surprised I even qualified. Any help would be appreciated.

submitted by /u/Zyenaux
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Hi there! I was approved for $300 of tax credit on healthcare.gov marketplace, however most of the plans i’ve researched are all pretty bad so i’m unsure of what to pick or do. The companies offered are: – Oscar – Molina – Ambetter – BCBS – FridayHealth ​ Some of the plans are not full covered by the credit and don’t cover much anyway. I just want a decent plan that would cover me incase of emergency, but with doctors in the network that aren’t completely terrible. (Possibly specialists that are covered for ADHD/Depression?) I’m not diagnosed with anything as of yet, but i’d like to find a PCP for evaluations as I haven’t been to a doctor in a while. I’ll be honest, I don’t know what i’m doing, it’s my first time applying for this or attempting to buy insurance and i’m surprised I even qualified. Any help would be appreciated.
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