Should I cancel COBRA or just don’t pay?

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BACKGROUND: I resigned from a job on September 4 and started a new job a few days later. I’m in Massachusetts.

The old job provided me health insurance which expired at the end of Sept. My new job had a 2-month lag for insurance.

Because of coronavirus concerns, I wrote a letter in early October to sign up for COBRA.

I never received a letter of approval, but the provider sent me a new ID card. I was never sent a bill. I did not use insurance in October.

It’s now Nov 11. I enrolled in (and paid my share of) a new employer insurance plan that started Nov 1.

According to the provider, I’m enrolled in two plans — the COBRA plan and the new job plan.

QUESTION: Because I never sent payment for COBRA nor received a bill, do you suggest I explicitly contact the COBRA people to cancel, or should I just ignore them and don’t pay whenever they send a bill?

submitted by /u/nebirah
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BACKGROUND: I resigned from a job on September 4 and started a new job a few days later. I’m in Massachusetts. The old job provided me health insurance which expired at the end of Sept. My new job had a 2-month lag for insurance. Because of coronavirus concerns, I wrote a letter in early October to sign up for COBRA. I never received a letter of approval, but the provider sent me a new ID card. I was never sent a bill. I did not use insurance in October. It’s now Nov 11. I enrolled in (and paid my share of) a new employer insurance plan that started Nov 1. According to the provider, I’m enrolled in two plans — the COBRA plan and the new job plan. QUESTION: Because I never sent payment for COBRA nor received a bill, do you suggest I explicitly contact the COBRA people to cancel, or should I just ignore them and don’t pay whenever they send a bill?
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