Which is the best plan? HSA / Standard / HMO or HRA

HSA: Max OOP + Premiums Annually = 3900

HRA: Max OOP + Premiums Annually = 2396

Standard: Max OOP + Premiums = 7542

HMO: Max OOP + Premiums Annually = 2820-4000 (no max for prescriptions just assuming 10% of up to $10K)

Is there something I’m missing or is the HRA the best option? Standard and HMO have the highest premiums and potentially the highest OOP?!

submitted by /u/Medium-Fluffy
[link] [comments]HSA: Max OOP + Premiums Annually = 3900 HRA: Max OOP + Premiums Annually = 2396 Standard: Max OOP + Premiums = 7542 HMO: Max OOP + Premiums Annually = 2820-4000 (no max for prescriptions just assuming 10% of up to $10K) ​ Is there something I’m missing or is the HRA the best option? Standard and HMO have the highest premiums and potentially the highest OOP?! submitted by /u/Medium-Fluffy [link] [comments]Read Morer/HealthInsurance

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