Healthcaregov plans are way different this time and I’m confused

Hi,

So I don’t know anything about health insurance.

I have been using bluecross plans through healthcare gov for years now with few problems. This year when I tried to renew, the bluecross rates AFTER subsidy were almost higher than my monthly income. Also the deductibles are insane. Like I legit can’t pay it.

There was a new option on healthcare gov for a company called ‘Friday Health Plan.’ The rates on these plans were closer to what I am used to getting with bluecross from previous years. My mother works for a doctor and I asked her about it and she said that she has never heard of it before or any patients who have used it. She also asked her doctor and some of her doctor friends and they also knew nothing about it.

I did look on their website and they do claim to have doctors in my town. Honestly on paper their plans look really good. But my mother is concerned that doctors will not accept this insurance. Or that when I try to use it, the company won’t pay or something.

I tried searching online and I was only really able to find sponsored advertisements. I also tried searching forums and reddit a bit and I couldn’t really find anything. Especially not from my area or any time recently. Again though.. I’m pretty stupid.

I felt like in order for healthcare gov to be partnered with them, I could rely on them, but my mom is less convinced.

Thanks for any help you guys can share!

submitted by /u/NymphPara
[link] [comments]Hi, So I don’t know anything about health insurance. I have been using bluecross plans through healthcare gov for years now with few problems. This year when I tried to renew, the bluecross rates AFTER subsidy were almost higher than my monthly income. Also the deductibles are insane. Like I legit can’t pay it. There was a new option on healthcare gov for a company called ‘Friday Health Plan.’ The rates on these plans were closer to what I am used to getting with bluecross from previous years. My mother works for a doctor and I asked her about it and she said that she has never heard of it before or any patients who have used it. She also asked her doctor and some of her doctor friends and they also knew nothing about it. I did look on their website and they do claim to have doctors in my town. Honestly on paper their plans look really good. But my mother is concerned that doctors will not accept this insurance. Or that when I try to use it, the company won’t pay or something. I tried searching online and I was only really able to find sponsored advertisements. I also tried searching forums and reddit a bit and I couldn’t really find anything. Especially not from my area or any time recently. Again though.. I’m pretty stupid. I felt like in order for healthcare gov to be partnered with them, I could rely on them, but my mom is less convinced. ​ Thanks for any help you guys can share! submitted by /u/NymphPara [link] [comments]Read Morer/HealthInsurance

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