My father passed away in March of 2020. Before that we hadn’t spoken since 2013. I’m not sure why, but he always kept a CIGNA health insurance policy open for me. Today I called, CIGNA twice & two employees confirmed that my policy is still active. In January 2022, I went to the ER for a flu test & thought I would pay out of pick for the whole thing. Today, I found out that the CIGNA policy covered it & I only owe $25.
My question is, is it safe for me to use this policy or should I expect any cost to eventually catch up with me one day? I have my own policy starting on the 1st of April through ACA, but I believe everything will be denied as long as the CIGNA policy is in place.
I’m not sure at all how this is happening. My dad has been gone for 2 years now, but he was very secretive & had money in all sorts of places. I sort of need the hospital now, so this plan still being active would be a God send, but I really don’t want to be hit with thousands in medical bills a few years or months from now.
submitted by /u/Love4Beauty
[link] [comments]My father passed away in March of 2020. Before that we hadn’t spoken since 2013. I’m not sure why, but he always kept a CIGNA health insurance policy open for me. Today I called, CIGNA twice & two employees confirmed that my policy is still active. In January 2022, I went to the ER for a flu test & thought I would pay out of pick for the whole thing. Today, I found out that the CIGNA policy covered it & I only owe $25. My question is, is it safe for me to use this policy or should I expect any cost to eventually catch up with me one day? I have my own policy starting on the 1st of April through ACA, but I believe everything will be denied as long as the CIGNA policy is in place. I’m not sure at all how this is happening. My dad has been gone for 2 years now, but he was very secretive & had money in all sorts of places. I sort of need the hospital now, so this plan still being active would be a God send, but I really don’t want to be hit with thousands in medical bills a few years or months from now. submitted by /u/Love4Beauty [link] [comments]Read Morer/HealthInsurance