All I can find on healthcare.gov are plans that cost $350-$400 a month for 1 person, with a $8000 deductible. Am I missing something? I thought it was supposed to be affordable. Does anyone else experience this?

My income is below poverty line. How can this insurance be so expensive? And I’ve heard people talking about subsidies. Do those prices include subsidies or not?

Fyi I’ve applied for Medicaid but I’m waiting to complete the process and I’m not sure I’m going to qualify. I am trying to see what my options are so I can plan. But I’m not buying anything today.

submitted by /u/felinemooddisorder
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My income is below poverty line. How can this insurance be so expensive? And I’ve heard people talking about subsidies. Do those prices include subsidies or not? Fyi I’ve applied for Medicaid but I’m waiting to complete the process and I’m not sure I’m going to qualify. I am trying to see what my options are so I can plan. But I’m not buying anything today.
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