Baby can’t be added to mother’s insurance because she’s already a dependent on another plan. Baby will ultimately be added to my (the father’s) insurance which plan covers the baby’s delivery care?

My wife is still young enough to be on her mother’s insurance, and she will be covered on her mother’s insurance when she has the baby. That insurance will cover her maternity related care, but the baby, a dependent of a dependent, can’t be added to the policy.

The baby will be added to my insurance.

Which insurance covers the baby’s delivery care? The mother’s or mine? I hear that the mother’s insurance covers the baby for 30 days, but I’m not sure if that applies here.

Thanks for your help!

I’m 27, wife is 25, 80504 (Colorado)

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My wife is still young enough to be on her mother’s insurance, and she will be covered on her mother’s insurance when she has the baby. That insurance will cover her maternity related care, but the baby, a dependent of a dependent, can’t be added to the policy. The baby will be added to my insurance. Which insurance covers the baby’s delivery care? The mother’s or mine? I hear that the mother’s insurance covers the baby for 30 days, but I’m not sure if that applies here. Thanks for your help! I’m 27, wife is 25, 80504 (Colorado)
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