[California] Sees doctor 1-3 times a year; usually avoids it. Gets ADHD medication monthly. Might possibly be treated for high blood pressure (most likely not). Which UMR plan should I go for?

I am pretty healthy. Age 37. Have not had a cold/flu for 5 years. All plans do not cover out of network at all. Already got my covid booster and flu shot. Current doctor does not require me to see a psychiatrist or visit her monthly for ADHD medication.

HDHP w/HSA $250 company contribution $1000 company contribution for wellness $7000 out of pocket $3500 deductible PCP office visit – “You pay your deductible then 30% of remaining charges” (I don’t know what this means) Premium per pay period (every 2 weeks) – $38 Basic EPO $1000 company contribution for wellness $5000 annual out of pocket $2500 deductible PCP office visit – $25 copay Premium per pay period (every 2 weeks) – $74 Select EPO $1000 company contribution for wellness $2000 out of pocket $1000 out of pocket PCP office visit – $25 copay Premium per pay period (every 2 weeks) – $106

submitted by /u/anonmoneybubble
[link] [comments]I am pretty healthy. Age 37. Have not had a cold/flu for 5 years. All plans do not cover out of network at all. Already got my covid booster and flu shot. Current doctor does not require me to see a psychiatrist or visit her monthly for ADHD medication. HDHP w/HSA $250 company contribution $1000 company contribution for wellness $7000 out of pocket $3500 deductible PCP office visit – “You pay your deductible then 30% of remaining charges” (I don’t know what this means) Premium per pay period (every 2 weeks) – $38 Basic EPO $1000 company contribution for wellness $5000 annual out of pocket $2500 deductible PCP office visit – $25 copay Premium per pay period (every 2 weeks) – $74 Select EPO $1000 company contribution for wellness $2000 out of pocket $1000 out of pocket PCP office visit – $25 copay Premium per pay period (every 2 weeks) – $106 submitted by /u/anonmoneybubble [link] [comments]Read Morer/HealthInsurance

Leave a Reply

Your email address will not be published.