Can a person have primary(HMO) and secondary (PPO) insurance?

Hi Folks,

Is it possible to have an HMO primary insurance and PPO secondary insurance. I ask since My wife is an international PhD student at a university which has an affiliated hospital (She is enrolled into the HMO plan there). I can add her as a dependent on my employment coverage (which will become her secondary coverage plan). Can this secondary plan be a PPO plan?

This is important since she has been diagnosed with a condition and we would like to get a second opinion. Is there a way to use the secondary insurance to get the second opinion? How would it work? (Can her secondary insurance be a PPO or it has to HMO since the primary is HMO). Thanks in advance!.

submitted by /u/Apprehensive-Let-121
[link] [comments]Hi Folks, Is it possible to have an HMO primary insurance and PPO secondary insurance. I ask since My wife is an international PhD student at a university which has an affiliated hospital (She is enrolled into the HMO plan there). I can add her as a dependent on my employment coverage (which will become her secondary coverage plan). Can this secondary plan be a PPO plan? This is important since she has been diagnosed with a condition and we would like to get a second opinion. Is there a way to use the secondary insurance to get the second opinion? How would it work? (Can her secondary insurance be a PPO or it has to HMO since the primary is HMO). Thanks in advance!. submitted by /u/Apprehensive-Let-121 [link] [comments]Read Morer/HealthInsurance

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