Can I cancel a marketplace insurance plan anytime?

I receive affordable insurance through my employer ($120/mo), but because of the ACA “family glitch” my wife and son have to get their own (or else it would cost $1600 for us 3).

We’re looking at kaiser permanente, which would cost $650/mo for the two of them.

However, she is being considered for — but not guaranteed —a full-time/benefits position at her current job (Best buy) but will only be told if she was chosen AFTER DECEMBER 25TH (10 days after enrollment period ends).

We don’t want to miss enrollment period, but we also don’t want to be stuck with $650/mo insurance when best buy offers it for 1/3 of that.

Could we cancel kaiser permanente at any time and switch to bestbuy’s insurance?

Thank you!

submitted by /u/AdenShadows
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I receive affordable insurance through my employer ($120/mo), but because of the ACA “family glitch” my wife and son have to get their own (or else it would cost $1600 for us 3). We’re looking at kaiser permanente, which would cost $650/mo for the two of them. However, she is being considered for — but not guaranteed —a full-time/benefits position at her current job (Best buy) but will only be told if she was chosen AFTER DECEMBER 25TH (10 days after enrollment period ends). We don’t want to miss enrollment period, but we also don’t want to be stuck with $650/mo insurance when best buy offers it for 1/3 of that. Could we cancel kaiser permanente at any time and switch to bestbuy’s insurance? Thank you!
submitted by /u/AdenShadows [link] [comments]Read Morer/HealthInsurance

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