How should I handle this situation? Quest sent me a bill over the summer and apparently it went to collections? it may have impacted my CREDIT score. I have health insurance and they should have covered it.

I live in a large family, and my mail somehow got lost and did not reach me until now. Apparently, I got a bill from…

View More How should I handle this situation? Quest sent me a bill over the summer and apparently it went to collections? it may have impacted my CREDIT score. I have health insurance and they should have covered it.