Clarification on What is a HDHP?

My gf is getting a Marketplace plan for FY22. Her deductible is going to be 4000, and has an out of pocket maximum of 8000. From what I’m reading it sounds like this doesn’t count as a HDHP because the OOM is more than 7050?

Am I understanding this correctly? She was hoping she could get an HSA with this plan, but it doesn’t sound like it will be eligible.

I was surprised that HDHP had a max OOM attached to it, seems a little counter-intuitive to me.

submitted by /u/alvl1t
[link] [comments]My gf is getting a Marketplace plan for FY22. Her deductible is going to be 4000, and has an out of pocket maximum of 8000. From what I’m reading it sounds like this doesn’t count as a HDHP because the OOM is more than 7050? Am I understanding this correctly? She was hoping she could get an HSA with this plan, but it doesn’t sound like it will be eligible. I was surprised that HDHP had a max OOM attached to it, seems a little counter-intuitive to me. submitted by /u/alvl1t [link] [comments]Read Morer/HealthInsurance

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