Emergency medical costs / seeking insurance advice

Hey everybody! I have found myself in a sudden, vital, autoimmune mystery and have no idea what kind of insurance I could possibly need, and get at this point.

I’ll try my best to make it short and sweet, but it’s a bit complex.

27 – CO, USA – 1 year into Preschool Teacher income…

My job provides community/local care (with certain specialty coverage), but no health insurance. I spent a decade of my life treating autoimmune stuff (under my parents’ insurance), but have been in a consistently healthy remission for 6 years (all but my adverse reaction to Pfizer last Spring). After catching and recovering (bi-weekly testing negative) from covid, I’m finding myself full-flair with tons of new symptoms that have left me with prescribed self-maintenance and oxygen-monitoring until my ENT and Rheumatology recommendations come through. Now, it’s affecting me DAILY, at work, and feels vital to figure this out.

My doctor scheduled an ENT visit/scope next week that may be (discounted/free/reimbursed? I’ll know Monday) through work. Still, I need coverage so I can see my new Rheum. asap, and get the ball rolling with the whole labs/new doctor/meds/medical history saga – with the closest Rheumatologist being 3-4 hours round-trip from my home. Is there any way to get insurance NOW (and what plans should I be considering, or not?!), so next week I can begin March coverage for my referrals (while also fitting my preschool teacher’s budget + travel costs)?

PLEASE HELP. I’ve spent the past two days researching, but cannot figure out for the life of me what kind of coverage I could possibly need, and afford.

submitted by /u/uhhhi_isthisthingon
[link] [comments]Hey everybody! I have found myself in a sudden, vital, autoimmune mystery and have no idea what kind of insurance I could possibly need, and get at this point. I’ll try my best to make it short and sweet, but it’s a bit complex. 27 – CO, USA – 1 year into Preschool Teacher income… My job provides community/local care (with certain specialty coverage), but no health insurance. I spent a decade of my life treating autoimmune stuff (under my parents’ insurance), but have been in a consistently healthy remission for 6 years (all but my adverse reaction to Pfizer last Spring). After catching and recovering (bi-weekly testing negative) from covid, I’m finding myself full-flair with tons of new symptoms that have left me with prescribed self-maintenance and oxygen-monitoring until my ENT and Rheumatology recommendations come through. Now, it’s affecting me DAILY, at work, and feels vital to figure this out. My doctor scheduled an ENT visit/scope next week that may be (discounted/free/reimbursed? I’ll know Monday) through work. Still, I need coverage so I can see my new Rheum. asap, and get the ball rolling with the whole labs/new doctor/meds/medical history saga – with the closest Rheumatologist being 3-4 hours round-trip from my home. Is there any way to get insurance NOW (and what plans should I be considering, or not?!), so next week I can begin March coverage for my referrals (while also fitting my preschool teacher’s budget + travel costs)? PLEASE HELP. I’ve spent the past two days researching, but cannot figure out for the life of me what kind of coverage I could possibly need, and afford. submitted by /u/uhhhi_isthisthingon [link] [comments]Read Morer/HealthInsurance

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