Part of my employer’s workforce is temporary/project-based workers of which I am one. We’ve just received notification of the ability to buy health insurance through them on a pre-tax basis. We make $35 an hour, and the cheapest plan they are offering is $775 a month. This does not meet the ACA affordability standard, which states the premium must be no more than 9.61% of the employee’s yearly salary. By those standards, our rate should no more than $583 a month. How are they able to do this without running afoul of the ACA law? Is it because the premiums are 100% employee paid? Does that allow them to not have to abide by the affordability rule?
submitted by /u/EddieGlass
[link] [comments]Part of my employer’s workforce is temporary/project-based workers of which I am one. We’ve just received notification of the ability to buy health insurance through them on a pre-tax basis. We make $35 an hour, and the cheapest plan they are offering is $775 a month. This does not meet the ACA affordability standard, which states the premium must be no more than 9.61% of the employee’s yearly salary. By those standards, our rate should no more than $583 a month. How are they able to do this without running afoul of the ACA law? Is it because the premiums are 100% employee paid? Does that allow them to not have to abide by the affordability rule? submitted by /u/EddieGlass [link] [comments]Read Morer/HealthInsurance