Enrolled in 2021 exchange. When exactly can I go to the ER where insurance will recognize the claims?

Long story short, have Norovirus- FUN! Day 3. Have some sharp pains near appendix but pretty sure its the virus. If I go at 12:01 on Jan 1, are they gonna make an issue of it? Thanks!

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Long story short, have Norovirus- FUN! Day 3. Have some sharp pains near appendix but pretty sure its the virus. If I go at 12:01 on Jan 1, are they gonna make an issue of it? Thanks!
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