I (41, f, unemployed, 98501) signed up for new health insurance during open enrollment in Nov (WA state) because my old health insurance was no longer going to cover the doctor that I’ve seen for a decade.
I used the marketplace function to find plans that would cover my doctor and found several that would cover all of them. It was more expensive than my previous plan but it covered all of the docs I needed in the local healthcare system (Providence) so I went with it.
Having just today scheduled an appt with that very important doc, I noticed that my new insurance (Bridgespan) isn’t listed on their drop-down list.
So I go to my insurance plan website and search for the doc and sure enough, now none of the Providence system docs are covered.
Normally I’d be pissed but just figure I’d pay some extra out-of-network costs BUT pretty much every plan that covered my docs was an exclusive provider network. So since they dropped my docs, I have zero coverage.
How is this not a bait and switch?
I don’t suppose losing access to most of my medical professionals counts as a qualifying reason to change plans?
Any ideas?
Thanks
submitted by /u/LD50_irony
[link] [comments]I (41, f, unemployed, 98501) signed up for new health insurance during open enrollment in Nov (WA state) because my old health insurance was no longer going to cover the doctor that I’ve seen for a decade. I used the marketplace function to find plans that would cover my doctor and found several that would cover all of them. It was more expensive than my previous plan but it covered all of the docs I needed in the local healthcare system (Providence) so I went with it. Having just today scheduled an appt with that very important doc, I noticed that my new insurance (Bridgespan) isn’t listed on their drop-down list. So I go to my insurance plan website and search for the doc and sure enough, now none of the Providence system docs are covered. Normally I’d be pissed but just figure I’d pay some extra out-of-network costs BUT pretty much every plan that covered my docs was an exclusive provider network. So since they dropped my docs, I have zero coverage. How is this not a bait and switch? I don’t suppose losing access to most of my medical professionals counts as a qualifying reason to change plans? Any ideas? Thanks submitted by /u/LD50_irony [link] [comments]Read Morer/HealthInsurance