Given similar coverage and premiums, would you choose an HMO or EPO?

Long story short: insurance is confusing.

Moving to a new state, needing to buy marketplace insurance for the first time. There are a ton of plans with similar premiums and coverage but it seems like half are HMOs and the other are EPOs.

Previously have had coverage through a workplace PPO. This is all new and very confusing, no matter how many articles I read. It just goes in circles.

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Long story short: insurance is confusing. Moving to a new state, needing to buy marketplace insurance for the first time. There are a ton of plans with similar premiums and coverage but it seems like half are HMOs and the other are EPOs. Previously have had coverage through a workplace PPO. This is all new and very confusing, no matter how many articles I read. It just goes in circles. View Poll
submitted by /u/Queer_Deers [link] [comments]Read Morer/HealthInsurance

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