HDHP vs Traditional

I’m trying to decide between HDHP vs traditional. I’d love to use traditional out of convenience, however I can’t get the numbers to work. Am I missing something?

Traditional would run me $7500 for the year with a $1k deductible.

HDHP would cost $3200 with a $3k deductible.

Both plans appear to be equal once deductible is hit.

HDHP seems to save me $1k even if I had to pay the $3k for something big in January. After that all things cost 10%.

Am I missing something with the math here?

submitted by /u/representativebtr
[link] [comments]I’m trying to decide between HDHP vs traditional. I’d love to use traditional out of convenience, however I can’t get the numbers to work. Am I missing something? Traditional would run me $7500 for the year with a $1k deductible. HDHP would cost $3200 with a $3k deductible. Both plans appear to be equal once deductible is hit. HDHP seems to save me $1k even if I had to pay the $3k for something big in January. After that all things cost 10%. Am I missing something with the math here? submitted by /u/representativebtr [link] [comments]Read Morer/HealthInsurance

Leave a Reply

Your email address will not be published.