Health Insurance Marketplace Question – Pennsylvania Advice Requested

Basically I am leaving my w2 job and taking a 1099 position at a startup.

Being it’s a smaller company, I am losing my company health insurance.

Few questions:

1) Is Pennie Marketplace my best option? I see it as a brokerage type site but I am not sure if they upcharge to make it easy for people

2) If the above is no, what companies do I get in contact with?

3) What is the best plan for a young 20’s relatively healthy person? HMO, PPO, EPO?

4) What about the metal tiers? I was planning on getting lower monthly cost and higher deductible, something like a bronze HMO?

5) I am looking to put my 2 weeks in today. But Pennie says health insurance cannot begin until January 2022. How can I get insurance for December of this year? Do I have to remain at my current job? Or pray nothing happens? According to Pennie if I was fired I would be covered but not if I voluntarily leave.

Should I just not put my 2 weeks in and until they fire me lol (slightly kidding, is it my best option??)

Thanks!!!

submitted by /u/its_all_fugazzi
[link] [comments]Basically I am leaving my w2 job and taking a 1099 position at a startup. Being it’s a smaller company, I am losing my company health insurance. Few questions: 1) Is Pennie Marketplace my best option? I see it as a brokerage type site but I am not sure if they upcharge to make it easy for people 2) If the above is no, what companies do I get in contact with? 3) What is the best plan for a young 20’s relatively healthy person? HMO, PPO, EPO? 4) What about the metal tiers? I was planning on getting lower monthly cost and higher deductible, something like a bronze HMO? 5) I am looking to put my 2 weeks in today. But Pennie says health insurance cannot begin until January 2022. How can I get insurance for December of this year? Do I have to remain at my current job? Or pray nothing happens? According to Pennie if I was fired I would be covered but not if I voluntarily leave. Should I just not put my 2 weeks in and until they fire me lol (slightly kidding, is it my best option??) Thanks!!! submitted by /u/its_all_fugazzi [link] [comments]Read Morer/HealthInsurance

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