I live in Minneapolis, Hennepin County 55409. My workplace is in Wisconsin but I work remotely, so I don’t think that affects the insurance at all. I make about $40k a year before taxes, and this is single-person health insurance. (No dependents, etc.)
I am 29, AFAB, with diagnosed anxiety, depression, asthma, history of osteoarthritis (one surgery for it) I currently take Restasis eyedrops (They’re a stupid amount without insurance), and testosterone injections as my two doctor-prescribed medications. Otherwise in decent condition for my age according to a doctor’s visit. I do not smoke cigarettes or drink regularly.
Things I would really like to do in 2022 with healthcare:
Get top surgery (full removal of breast tissue) I’ve had back issues since I was 18 and I’ve had so many doctors look at it with no results. Really wanna try and get that figured out this year so lots of general and specialty doctor visits, probably some MRIs, etc. Therapy and a hopeful ADHD diagnosis
For my work plan, there are two options. I’m linking an image from the presentation here showing the breakdown. A big question I have is do I want dental and vision?
There are about a billion options through the MNsure marketplace and I just don’t know how to know or decide which are good or bad plans. They range from about $130/mo-way higher with deductibles around $6500-$3200 and out of pocket minimums all over the place.
I currently have Medica through Wisconsin Insurance and it’s honestly not great so I don’t love that option.
Any tips? It’s greatly appreciated, and thanks!
submitted by /u/sprouttherainbow
[link] [comments]I live in Minneapolis, Hennepin County 55409. My workplace is in Wisconsin but I work remotely, so I don’t think that affects the insurance at all. I make about $40k a year before taxes, and this is single-person health insurance. (No dependents, etc.) I am 29, AFAB, with diagnosed anxiety, depression, asthma, history of osteoarthritis (one surgery for it) I currently take Restasis eyedrops (They’re a stupid amount without insurance), and testosterone injections as my two doctor-prescribed medications. Otherwise in decent condition for my age according to a doctor’s visit. I do not smoke cigarettes or drink regularly. Things I would really like to do in 2022 with healthcare: Get top surgery (full removal of breast tissue) I’ve had back issues since I was 18 and I’ve had so many doctors look at it with no results. Really wanna try and get that figured out this year so lots of general and specialty doctor visits, probably some MRIs, etc. Therapy and a hopeful ADHD diagnosis For my work plan, there are two options. I’m linking an image from the presentation here showing the breakdown. A big question I have is do I want dental and vision? There are about a billion options through the MNsure marketplace and I just don’t know how to know or decide which are good or bad plans. They range from about $130/mo-way higher with deductibles around $6500-$3200 and out of pocket minimums all over the place. I currently have Medica through Wisconsin Insurance and it’s honestly not great so I don’t love that option. Any tips? It’s greatly appreciated, and thanks! submitted by /u/sprouttherainbow [link] [comments]Read Morer/HealthInsurance