For Indiana. Male. 34. Healthy but I plan on having a knee surgery done this year as I can’t overload it with weight at the gym. Other than that, I likely will not need to visit the doctor.
My current plan is Ambetter Balanced Care 11. Deductible of $3300, and Out of pocket max $6600. $18/$20/$50 for generic drugs, pcp visit, and specialist vist. ER is 40% Coinsurance after deductible.
Should I maybe look into a $0 deductible plan since I’m pretty sure to have surgery this year?
Other brands I could get are Ascension, and Anthem. I know nothing about the reputations of any of them. I’ve had Ambetter for several years and have had a good experience.
I am trying to double check with experts here just to be sure I’m not missing anything. I understand all of the basic concepts of health insurance. But each plan does have a lot of fine print. Thank you.
submitted by /u/Freds_Premium
[link] [comments]For Indiana. Male. 34. Healthy but I plan on having a knee surgery done this year as I can’t overload it with weight at the gym. Other than that, I likely will not need to visit the doctor. My current plan is Ambetter Balanced Care 11. Deductible of $3300, and Out of pocket max $6600. $18/$20/$50 for generic drugs, pcp visit, and specialist vist. ER is 40% Coinsurance after deductible. Should I maybe look into a $0 deductible plan since I’m pretty sure to have surgery this year? Other brands I could get are Ascension, and Anthem. I know nothing about the reputations of any of them. I’ve had Ambetter for several years and have had a good experience. I am trying to double check with experts here just to be sure I’m not missing anything. I understand all of the basic concepts of health insurance. But each plan does have a lot of fine print. Thank you. submitted by /u/Freds_Premium [link] [comments]Read Morer/HealthInsurance