I am so overwhelmed

So I was on Medicaid (we live in Indiana) and have one dependent four year old child who was also on Medicaid. I am a waitress so I don’t make too much money maybe less than 28k annually. So I married my husband (30k annually) and he added us to his employer health insurance plan since I was sure we’d Lose our coverage under the government one. Well he pays 44% of his income to health insurance and I am just taken aback. We have a baby on the way now and together almost make 50k and I am just scrambling to find anything I can do to make it cheaper. Our deductible for our family is 5k so pretty good but I am just getting worried about taking time off work because his income after bills and insurance is literally 0$ and I usually have the only real liquid money we have. I guess the answer is just save up but with the open enrollment and stuff I was just wondering if I should switch something but with the baby due in Feb I know I’ll hit that deductible immediately …. I don’t know it’s just crazy expensive I feel like we’d be doing much better if it was like 10-15 heck even 20% of our income but being 44% is just making me wonder how anyone in this country survives or if you just slowly give all your money to Humana till you have nothing and can go back on Medicaid lol

submitted by /u/RecognitionMiddle988
[link] [comments]So I was on Medicaid (we live in Indiana) and have one dependent four year old child who was also on Medicaid. I am a waitress so I don’t make too much money maybe less than 28k annually. So I married my husband (30k annually) and he added us to his employer health insurance plan since I was sure we’d Lose our coverage under the government one. Well he pays 44% of his income to health insurance and I am just taken aback. We have a baby on the way now and together almost make 50k and I am just scrambling to find anything I can do to make it cheaper. Our deductible for our family is 5k so pretty good but I am just getting worried about taking time off work because his income after bills and insurance is literally 0$ and I usually have the only real liquid money we have. I guess the answer is just save up but with the open enrollment and stuff I was just wondering if I should switch something but with the baby due in Feb I know I’ll hit that deductible immediately …. I don’t know it’s just crazy expensive I feel like we’d be doing much better if it was like 10-15 heck even 20% of our income but being 44% is just making me wonder how anyone in this country survives or if you just slowly give all your money to Humana till you have nothing and can go back on Medicaid lol submitted by /u/RecognitionMiddle988 [link] [comments]Read Morer/HealthInsurance

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