Let me start by saying I worked in healthcare my entire life basically but not dealing with the benefits (led an enrollment department and now I’m a business analyst) so please be kind!
Also actual questions at the bottom
Anyway unfortunately I’m not working and my husband’s benefits don’t start for 2 more months. I hate to live dangerously and not have coverage but I knew it would be expensive.
So I paid out of pocket last month thinking it would only be once and that doesn’t seem to be the case. So between the two of us our meds (we have some stockpiled meds for him so it’s only for my 3 meds and 1 of his) are about 375 (our dogs meds are 150 don’t get me started).
Anyway I looked in to Obama care and it was even more expensive than I thought. Also my phone won’t stop ringing.
My questions:
Is there actually an affordable plan on Obama Care or private insurance? It’s for me and my husband. Although I’m broke and not working but we will still be over 70k in income this year.
2nd question- where do I get a prescription only plan? Is that a thing? When I worked jn Medicare I know there was “part d plans” but everything I google is just ads.
Thanks in advance.
submitted by /u/KatieROTS
[link] [comments]Let me start by saying I worked in healthcare my entire life basically but not dealing with the benefits (led an enrollment department and now I’m a business analyst) so please be kind! Also actual questions at the bottom Anyway unfortunately I’m not working and my husband’s benefits don’t start for 2 more months. I hate to live dangerously and not have coverage but I knew it would be expensive. So I paid out of pocket last month thinking it would only be once and that doesn’t seem to be the case. So between the two of us our meds (we have some stockpiled meds for him so it’s only for my 3 meds and 1 of his) are about 375 (our dogs meds are 150 don’t get me started). Anyway I looked in to Obama care and it was even more expensive than I thought. Also my phone won’t stop ringing. My questions: Is there actually an affordable plan on Obama Care or private insurance? It’s for me and my husband. Although I’m broke and not working but we will still be over 70k in income this year. 2nd question- where do I get a prescription only plan? Is that a thing? When I worked jn Medicare I know there was “part d plans” but everything I google is just ads. Thanks in advance. submitted by /u/KatieROTS [link] [comments]Read Morer/HealthInsurance