Insurance advice California

Hi, I just relocated to Southern California, I just got my options for health insurance through my employer. I am a bit confused so I’m looking for advice. I’ve heard Kaiser can be great or can be awful but that was the option I was leaning towards until I saw a lot of talk about HSA options.

These are my options:

  • Premera Blue Cross shares deductible plan
  • Premera blue cross in-network only plan
  • Premera Blue Cross Standard plan
  • Kaiser HMO (no deductible)
  • Premera Blue Cross Health Savings (high deductible with HSA) deductible $1500, out of pocket max $3000, HSA $500 per year
  • Aetna Shared deductible plan
  • Aetna Standard
  • Aetna Health Savings Plan (high deductible with HSA) deductible: $1500, out of pocket max $3000, HSA $500 per year

list of options

I don’t have any major health issues, I am looking to begin therapy again once I choose a plan.

I’d appreciate any advice if you have experience with any of these plans, looking to make a decision soon.

submitted by /u/Leukippes
[link] [comments]
Hi, I just relocated to Southern California, I just got my options for health insurance through my employer. I am a bit confused so I’m looking for advice. I’ve heard Kaiser can be great or can be awful but that was the option I was leaning towards until I saw a lot of talk about HSA options. These are my options:
Premera Blue Cross shares deductible plan Premera blue cross in-network only plan Premera Blue Cross Standard plan Kaiser HMO (no deductible) Premera Blue Cross Health Savings (high deductible with HSA) deductible $1500, out of pocket max $3000, HSA $500 per year Aetna Shared deductible plan Aetna Standard Aetna Health Savings Plan (high deductible with HSA) deductible: $1500, out of pocket max $3000, HSA $500 per year
list of options I don’t have any major health issues, I am looking to begin therapy again once I choose a plan. I’d appreciate any advice if you have experience with any of these plans, looking to make a decision soon.
submitted by /u/Leukippes [link] [comments]Read Morer/HealthInsurance

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