Insurance company treating an endoscopy as a surgery?

I recently had a nasal endoscopy done to diagnose my deviated septum. It was just a regular thing where they stick the camera up my nose a bit to see what’s blocking my breathing, which is by definition a non-surgical procedure, to my knowledge. The hospital bill lists this procedure as a “diagnostic, unilateral, nasal endoscopy.” My insurance company (Bluecross Blueshield) doubled down on that they consider this a surgery and cover it as such.

To me, this makes no logical sense. As a surgery the copay is much higher and I’m not sure what my next move is, or if I’m somehow just misunderstanding something.

Any advice?

submitted by /u/mradamadam
[link] [comments]I recently had a nasal endoscopy done to diagnose my deviated septum. It was just a regular thing where they stick the camera up my nose a bit to see what’s blocking my breathing, which is by definition a non-surgical procedure, to my knowledge. The hospital bill lists this procedure as a “diagnostic, unilateral, nasal endoscopy.” My insurance company (Bluecross Blueshield) doubled down on that they consider this a surgery and cover it as such. To me, this makes no logical sense. As a surgery the copay is much higher and I’m not sure what my next move is, or if I’m somehow just misunderstanding something. Any advice? submitted by /u/mradamadam [link] [comments]Read Morer/HealthInsurance

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