Is an ok HSA plan better than a great non-HSA plan?

https://www.blueshieldca.com/bsca/bsc/public/broker/PortalComponents/StreamDocumentServlet?fileName=A45911_1-21.pdf

This is the only HSA plan my employer offers, though I could get other better plans without an HSA. I’m trying to decide if the HSA access is worth it for this plan (is the 25% coinsurance too risky?). Basically, my best options are:

Silver Full PPO Savings 2100/25% OffEx (this is the HSA plan) Gold Full PPO 500/30 OffEx Gold Full PPO 0/25 OffEx Platinum Tandem PPO 0/10 OffEx

Would love any advice on the best option here! Thank you

submitted by /u/CraftCanary
[link] [comments]https://www.blueshieldca.com/bsca/bsc/public/broker/PortalComponents/StreamDocumentServlet?fileName=A45911_1-21.pdf This is the only HSA plan my employer offers, though I could get other better plans without an HSA. I’m trying to decide if the HSA access is worth it for this plan (is the 25% coinsurance too risky?). Basically, my best options are: Silver Full PPO Savings 2100/25% OffEx (this is the HSA plan) Gold Full PPO 500/30 OffEx Gold Full PPO 0/25 OffEx Platinum Tandem PPO 0/10 OffEx Would love any advice on the best option here! Thank you submitted by /u/CraftCanary [link] [comments]Read Morer/HealthInsurance

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