Is having a child a qualifying event for spouse as well?

Currently, my husband and I are both independently insured through our respective employers. I am due March 1 with our first child and we will be adding him to one of our plans. When we enroll him, are we also eligible to change from an individual plan to a family plan (Employee + spouse + dependent), or do we have to wait for open enrollment to do that? It looks as if it makes more sense financially for all of us to be on the same plan, vs one individual plan and one employee + dependent plan.

submitted by /u/meesetracks
[link] [comments]
Currently, my husband and I are both independently insured through our respective employers. I am due March 1 with our first child and we will be adding him to one of our plans. When we enroll him, are we also eligible to change from an individual plan to a family plan (Employee + spouse + dependent), or do we have to wait for open enrollment to do that? It looks as if it makes more sense financially for all of us to be on the same plan, vs one individual plan and one employee + dependent plan.
submitted by /u/meesetracks [link] [comments]Read Morer/HealthInsurance

Leave a Reply

Your email address will not be published.