My shiny new insurance says I pay only “XX% after deductible.” I take that to mean I pay for full price for everything until I reach that threshold. I’ve heard that if you tell a medical provider that you’re paying cash, they’ll give you a lower rate since they’re not billing insurance. Is that true? It’s highly unlikely I’ll meet my high deductible, so it seems like it might be cheaper to try to go the cash route. What do you think?
I am in California.
submitted by /u/meamecumludit
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My shiny new insurance says I pay only “XX% after deductible.” I take that to mean I pay for full price for everything until I reach that threshold. I’ve heard that if you tell a medical provider that you’re paying cash, they’ll give you a lower rate since they’re not billing insurance. Is that true? It’s highly unlikely I’ll meet my high deductible, so it seems like it might be cheaper to try to go the cash route. What do you think? I am in California.
submitted by /u/meamecumludit [link] [comments]Read Morer/HealthInsurance