is it smarter to get critical illness health insurance outside of the US and just get something cheap here for accidents / emergency hospitalization?

husband and i currently reside in the US but my family is based in asia where we have good doctors and hospitals as well. husband has expressed he’s very much ok getting treatment there as well (should he or i get a serious sickness).

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husband and i currently reside in the US but my family is based in asia where we have good doctors and hospitals as well. husband has expressed he’s very much ok getting treatment there as well (should he or i get a serious sickness).
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