I have international medical insurance that doesn’t cover pre-existing conditions.
I’ve had a lipoma (benign fatty deposit lump) for a few years. In the last month it grew fast causing ache and restricting my movement. My doctor, in Thailand, says I must remove it. An MRI scan to check for cancerous growth is needed.
My US insurance company will only deal with claims, and will not pre-asses a condition. This means that they wont give me an indication as to wether this is covered by my insurance until after I have paid! This is annoying since an operation is likely to be many thousands of dollars and i’d like to know it’s covered before I continue.
Is there any way I can figure out wether they will consider this a pre-existing condition or not?
Thanks for your help!
submitted by /u/rytmyndtofynd
[link] [comments]
I have international medical insurance that doesn’t cover pre-existing conditions. I’ve had a lipoma (benign fatty deposit lump) for a few years. In the last month it grew fast causing ache and restricting my movement. My doctor, in Thailand, says I must remove it. An MRI scan to check for cancerous growth is needed. My US insurance company will only deal with claims, and will not pre-asses a condition. This means that they wont give me an indication as to wether this is covered by my insurance until after I have paid! This is annoying since an operation is likely to be many thousands of dollars and i’d like to know it’s covered before I continue. Is there any way I can figure out wether they will consider this a pre-existing condition or not? Thanks for your help!
submitted by /u/rytmyndtofynd [link] [comments]Read Morer/HealthInsurance