Is my employer-provided health insurance good, or should I look elsewhere? Never taught about any of this, details inside.

I have the Lumenos Health Savings Account Blue Priority (POS) plan through Anthem. Here are the specs (3 pages).

For 2021, I am expected to pay these Bi-weekly premiums which are higher than 2020 by about $60 per month.

Employee: $110.73

Employee/Spouse: $232.54

Employee/Child: $210.39

Family: $332.20

I am a 27-28 year old male earning just over $45,000 per year. I am married with one infant son. I’m currently doing the Employee/Child options (wife is separate at the moment). My employer pays 50% which is not part of my numbers above (Employee/Child total is $911.71 per month)

If you need more details, let me know. I guess my goal, at least what makes sense to me, is to have my whole family together and find something cheaper than $664.40 per month . Thanks!

submitted by /u/joveranes
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I have the Lumenos Health Savings Account Blue Priority (POS) plan through Anthem. Here are the specs (3 pages). For 2021, I am expected to pay these Bi-weekly premiums which are higher than 2020 by about $60 per month. Employee: $110.73 Employee/Spouse: $232.54 Employee/Child: $210.39 Family: $332.20 I am a 27-28 year old male earning just over $45,000 per year. I am married with one infant son. I’m currently doing the Employee/Child options (wife is separate at the moment). My employer pays 50% which is not part of my numbers above (Employee/Child total is $911.71 per month) If you need more details, let me know. I guess my goal, at least what makes sense to me, is to have my whole family together and find something cheaper than $664.40 per month . Thanks!
submitted by /u/joveranes [link] [comments]Read Morer/HealthInsurance

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