Is there more beneficial to have two bronze plans vs one silver plan?

I would like to have Kaiser Permanente as my health insurance, but my employer only offers Cigna. No incentive for opting-out. My family of five do not have doctor preference and fairly healthy. Which one is more beneficial between these two options: 1) Silver Cigna PPO, or 2) Bronze Cigna HDHP from employer + bronze Kaiser self-insurance

I am in Orange County, California.

Thank you in advance for your advice.

submitted by /u/jtan212
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I would like to have Kaiser Permanente as my health insurance, but my employer only offers Cigna. No incentive for opting-out. My family of five do not have doctor preference and fairly healthy. Which one is more beneficial between these two options: 1) Silver Cigna PPO, or 2) Bronze Cigna HDHP from employer + bronze Kaiser self-insurance I am in Orange County, California. Thank you in advance for your advice.
submitted by /u/jtan212 [link] [comments]Read Morer/HealthInsurance

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