Is This PPO Plan Not an HDHP?

My employer says that our PPO option isn’t an HDHP for the purpose of an HSA. I’ve linked our medical plan options here.

My understanding is that for 2022, the IRS defines a high deductible health plan as any plan with a deductible of at least $1,400 for an individual or $2,800 for a family, which our PPO exceeds with the deductibles of $3k for an individual and $6k for family.

Why wouldn’t this be considered an HDHP? I am giving birth in February of next year, and would like to have the PPO and contribute to an HSA if allowable.

submitted by /u/librarianlady
[link] [comments]My employer says that our PPO option isn’t an HDHP for the purpose of an HSA. I’ve linked our medical plan options here. My understanding is that for 2022, the IRS defines a high deductible health plan as any plan with a deductible of at least $1,400 for an individual or $2,800 for a family, which our PPO exceeds with the deductibles of $3k for an individual and $6k for family. Why wouldn’t this be considered an HDHP? I am giving birth in February of next year, and would like to have the PPO and contribute to an HSA if allowable. submitted by /u/librarianlady [link] [comments]Read Morer/HealthInsurance

Leave a Reply

Your email address will not be published.