Hi so I recently joined a health plan on the Marketplace. The same plan I had last year. However, I just received a letter in the mail saying I’m newly eligible for employer health insurance as of 12/10 based on my avg. hours worked.
I’m curious, am I required to end my marketplace insurance because of the new eligibility or could I just keep the marketplace plan if I wanted to?
I’ll be paying $178.69 per month which includes $150 monthly advance premium tax credit (could end up paying back some or all of the credit at the end of the year based on income). The employer plan would be ~$58 per week and they contribute $500 to your HSA. So around $250 a month. They’re both HSA eligible plans.
I have self employment income as well and last year I got a self-employed health insurance deductible. So I assume I’d be missing out on that if I took the employer insurance. Thanks for any comments.
submitted by /u/Spacetrop
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Hi so I recently joined a health plan on the Marketplace. The same plan I had last year. However, I just received a letter in the mail saying I’m newly eligible for employer health insurance as of 12/10 based on my avg. hours worked. I’m curious, am I required to end my marketplace insurance because of the new eligibility or could I just keep the marketplace plan if I wanted to? I’ll be paying $178.69 per month which includes $150 monthly advance premium tax credit (could end up paying back some or all of the credit at the end of the year based on income). The employer plan would be ~$58 per week and they contribute $500 to your HSA. So around $250 a month. They’re both HSA eligible plans. I have self employment income as well and last year I got a self-employed health insurance deductible. So I assume I’d be missing out on that if I took the employer insurance. Thanks for any comments.
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