Kaiser HDHP vs Copay. Am I missing something?

Employer insurance options are Kaiser HDHP or Kaiser connected care copay.

HDHP: Free for family, deductible $3500, OOP Max is $5000.

Copay: $3100 for the plan, OOP Max is $3000. So total Max would be $6100.

Planning for a baby next year. Anything else I should consider here? Is the HDHP a no brainer?

submitted by /u/greenmiker
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Employer insurance options are Kaiser HDHP or Kaiser connected care copay. HDHP: Free for family, deductible $3500, OOP Max is $5000. Copay: $3100 for the plan, OOP Max is $3000. So total Max would be $6100. Planning for a baby next year. Anything else I should consider here? Is the HDHP a no brainer?
submitted by /u/greenmiker [link] [comments]Read Morer/HealthInsurance

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